Monterey is a very small town located in the state of Tennessee. With a population of 2,736 people and two associated neighborhoods, Monterey is the 183rd largest community in Tennessee.

As is often the case in a small town, Monterey doesn't have a public transportation system that people use for their commute.

The citizens of Monterey have a very low rate of college education: just 6.32% of people over 25 have a bachelor's degree or advanced degree, compared to a national average of 21.84% for all cities.

The per capita income in Monterey in 2022 was $17,189, which is low income relative to Tennessee and the nation. This equates to an annual income of $68,756 for a family of four. However, Monterey contains both very wealthy and poor people as well. Monterey also has one of the higher rates of people living in poverty in the nation, with 31.20% of its population below the federal poverty line.

Monterey is a very ethnically-diverse town. The people who call Monterey home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Monterey residents report their race to be White, followed by Native American. Monterey also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 19.08% of the town’s residents. Important ancestries of people in Monterey include English, Irish, German, Italian, and Scottish.

The most common language spoken in Monterey is English. Other important languages spoken here include Spanish and Pacific Island languages.