Carmel is a somewhat small town located in the state of New York. With a population of 7,538 people and five associated neighborhoods, Carmel is the 228th largest community in New York. Housing costs in Carmel are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New York.Unlike some towns where white-collar or blue-collar occupations dominate the local economy, Carmel is neither predominantly one nor the other. Instead, it has a mixed workforce of both white- and blue-collar jobs. Overall, Carmel is a town of professionals, managers, and service providers. There are especially a lot of people living in Carmel who work in management occupations (15.54%), teaching (14.68%), and sales jobs (8.67%). Also of interest is that Carmel has more people living here who work in computers and math than 95% of the places in the US. Telecommuters are a relatively large percentage of the workforce: 7.42% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. The town is relatively quiet, having a combination of lower population density and few of those groups of people who have a tendency to be noisy. For example, Carmel has relatively fewer families with younger children, and/or college students. Combined, this makes Carmel a pretty quiet place to live overall. If you like quiet, you will probably enjoy it here. One downside of living in Carmel, however, is that residents on average have to contend with a long commute, spending on average 36.67 minutes every day commuting to work. However, local public transit is widely used. For those who would prefer to avoid driving entirely and leave their car at home, it may be an option to use the transit instead. Despite being a small town, Carmel has a lot of people using the train to get to and from work every day. Most of these people on the train are using it to get to good jobs in other cities.The population of Carmel is very well educated relative to most cities and towns in the nation, where the average community has 21.84% of its adult population holding a 4-year degree or higher: 38.98% of adults in Carmel have a bachelor's degree or even advanced degree. The per capita income in Carmel in 2022 was $54,709, which is upper middle income relative to New York, and wealthy relative to the rest of the US. This equates to an annual income of $218,836 for a family of four. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Black or African-American. Important ancestries of people in Carmel include Italian, Irish, German, English, and Polish. The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and Italian.