Ramsey is a somewhat small borough located in the state of New Jersey. With a population of 14,671 people and three associated neighborhoods, Ramsey is the 131st largest community in New Jersey. Housing costs in Ramsey are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New Jersey.Ramsey is a decidedly white-collar borough, with fully 89.65% of the workforce employed in white-collar jobs, well above the national average. Overall, Ramsey is a borough of managers, professionals, and sales and office workers. There are especially a lot of people living in Ramsey who work in management occupations (20.15%), business and financial occupations (14.41%), and sales jobs (12.10%). Also of interest is that Ramsey has more people living here who work in computers and math than 95% of the places in the US. One interesting thing about the economy is that relatively large numbers of people worked from their home: 19.00% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. In addition, Ramsey is home to many people who could be described as "urban sophisticates", which are people who are not only wealthy and employed in professional occupations, but highly educated to boot. Urban sophisticates have urbane tastes - whether they reside in a big or small city, a suburb, or a little town. Urban sophisticates support bookstores, quality clothing stores, enjoy luxury travel, and in big cities, they are truly the patrons of the arts, attending and supporting institutions such as opera, symphony, ballet, and theatre. Because of many things, Ramsey is a very good place for families to consider. With an enviable combination of good schools, low crime, college-educated neighbors who tend to support education because of their own experiences, and a high rate of home ownership in predominantly single-family properties, Ramsey really has some of the features that families look for when choosing a good community to raise children. Is Ramsey perfect? Of course not, and if you like frenetic nightlife, it will be far from your cup of tea. But overall this is a solid community, with many things to recommend it as a family-friendly place to live. One downside of living in Ramsey is that it can take a long time to commute to work. In Ramsey, the average commute to work is 31.84 minutes, which is quite a bit higher than the national average. On the other hand, local public transit is widely used in the borough, so leaving the car at home and taking transit is often a viable alternative. Despite being a small borough, Ramsey has a lot of people using the train to get to and from work every day. Most of these people on the train are using it to get to good jobs in other cities.Do you have a 4-year college degree or graduate degree? If so, you may feel right at home in Ramsey. 67.51% of adults here have a 4-year degree or graduate degree, whereas the national average for all cities and towns is just 21.84%. The per capita income in Ramsey in 2022 was $74,913, which is wealthy relative to New Jersey and the nation. This equates to an annual income of $299,652 for a family of four. Ramsey is a very ethnically-diverse borough. The people who call Ramsey home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ramsey residents report their race to be White, followed by Asian. Important ancestries of people in Ramsey include Italian, Irish, German, English, and Polish. Foreign born people are also an important part of Ramsey's cultural character, accounting for 15.80% of the borough’s population. The most common language spoken in Ramsey is English. Other important languages spoken here include Spanish and Korean.
