Ramsey is a somewhat small borough located in the state of New Jersey. With a population of 14,671 people and three associated neighborhoods, Ramsey is the 131st largest community in New Jersey. Housing costs in Ramsey are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New Jersey.Ramsey is a decidedly white-collar borough, with fully 89.65% of the workforce employed in white-collar jobs, well above the national average. Overall, Ramsey is a borough of managers, professionals, and sales and office workers. There are especially a lot of people living in Ramsey who work in management occupations (20.15%), business and financial occupations (14.41%), and sales jobs (12.10%). Also of interest is that Ramsey has more people living here who work in computers and math than 95% of the places in the US. One interesting thing about the economy is that relatively large numbers of people worked from their home: 19.00% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. In addition, Ramsey is home to many people who could be described as "urban sophisticates", which are people who are not only wealthy and employed in professional occupations, but highly educated to boot. Urban sophisticates have urbane tastes - whether they reside in a big or small city, a suburb, or a little town. Urban sophisticates support bookstores, quality clothing stores, enjoy luxury travel, and in big cities, they are truly the patrons of the arts, attending and supporting institutions such as opera, symphony, ballet, and theatre. Because of many things, Ramsey is a great place for families with children to consider. First of all, many other families with children live here, making Ramsey a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The borough’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Ramsey has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Ramsey’s overall crime rate is lower than average for the country. In Ramsey, however, the average commute to work is quite long. On average, people spend 31.84 minutes each day getting to work, which is significantly higher than the national average. One bright side is that local public transit is widely used, so it may be an option to avoid the headache of driving in the heavy traffic by leaving the car at home and taking transit. Despite being a small borough, Ramsey has a lot of people using the train to get to and from work every day. Most of these people on the train are using it to get to good jobs in other cities.Do you have a 4-year college degree or graduate degree? If so, you may feel right at home in Ramsey. 67.51% of adults here have a 4-year degree or graduate degree, whereas the national average for all cities and towns is just 21.84%. The per capita income in Ramsey in 2022 was $74,913, which is wealthy relative to New Jersey and the nation. This equates to an annual income of $299,652 for a family of four. Ramsey is a very ethnically-diverse borough. The people who call Ramsey home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ramsey residents report their race to be White, followed by Asian. Important ancestries of people in Ramsey include Italian, Irish, German, English, and Polish. Foreign born people are also an important part of Ramsey's cultural character, accounting for 15.80% of the borough’s population. The most common language spoken in Ramsey is English. Other important languages spoken here include Spanish and Korean.
