Carmel is a larger medium-sized city located in the state of Indiana. With a population of 101,964 people and 19 associated neighborhoods, Carmel is the fifth largest community in Indiana. Carmel home prices are not only among the most expensive in Indiana, but Carmel real estate also consistently ranks among the most expensive in America.Carmel is a decidedly white-collar city, with fully 92.81% of the workforce employed in white-collar jobs, well above the national average. Overall, Carmel is a city of professionals, managers, and sales and office workers. There are especially a lot of people living in Carmel who work in management occupations (17.33%), healthcare (10.54%), and business and financial occupations (10.21%). Also of interest is that Carmel has more people living here who work in computers and math than 95% of the places in the US. A relatively large number of people in Carmel telecommute to their jobs. Overall, about 21.32% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. Carmel is a good choice for families with children because of several factors. Many other families with children live here, making it a place where both parents and children are more likely to develop social ties with other families. The city’s good public school district and large population of college-educated adults provide an environment conducive to academic success. Many people own their own single-family homes, providing areas for children to play and stability in the community. Finally, Carmel’s overall crime rate is lower than average for the country. Even though Carmel is not a small city, it doesn't have a public transportation system that anybody uses for their daily commute to work.If knowledge is power, Carmel is a pretty powerful place. 73.67% of the adults in Carmel have earned a 4-year college degree, masters degree, MD, law degree, or even PhD. Compare that to the national average of 21.84% for all cities and towns. The per capita income in Carmel in 2022 was $70,093, which is wealthy relative to Indiana and the nation. This equates to an annual income of $280,372 for a family of four. Carmel is a very ethnically-diverse city. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Asian. Important ancestries of people in Carmel include German, English, Irish, Italian, and Polish. The most common language spoken in Carmel is English. Other important languages spoken here include Chinese and Spanish.