Waterloo is a larger medium-sized city located in the state of Iowa. With a population of 66,562 people and 24 associated neighborhoods, Waterloo is the eighth largest community in Iowa.

Residents of the city have the good fortune of having one of the shortest daily commutes compared to the rest of the country. On average, they spend only 17.51 minutes getting to work every day.

The population of Waterloo overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in Waterloo, 22.93% have at least a bachelor's degree.

The per capita income in Waterloo in 2022 was $31,845, which is lower middle income relative to Iowa, and middle income relative to the rest of the US. This equates to an annual income of $127,380 for a family of four. However, Waterloo contains both very wealthy and poor people as well.

Waterloo is an extremely ethnically-diverse city. The people who call Waterloo home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterloo residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterloo include German, Irish, English, Norwegian, and Yugoslavian.

The most common language spoken in Waterloo is English. Other important languages spoken here include Spanish and Serbo-Croatian.