St. Cloud is a larger medium-sized city located in the state of Florida. With a population of 64,489 people and 14 associated neighborhoods, St. Cloud is the 59th largest community in Florida. St. Cloud has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in St. Cloud, where the median household income is $69,366.00.

Also of interest is that St. Cloud has more people living here who work in computers and math than 95% of the places in the US.

Telecommuters are a relatively large percentage of the workforce: 8.46% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

One downside of living in St. Cloud is that it can take a long time to commute to work. In St. Cloud, the average commute to work is 36.26 minutes, which is quite a bit higher than the national average.

The percentage of people in St. Cloud who are college-educated is somewhat higher than the average US community of 21.84%: 25.81% of adults in St. Cloud have at least a bachelor's degree.

The per capita income in St. Cloud in 2022 was $26,677, which is lower middle income relative to Florida and the nation. This equates to an annual income of $106,708 for a family of four. However, St. Cloud contains both very wealthy and poor people as well.

St. Cloud is an extremely ethnically-diverse city. The people who call St. Cloud home describe themselves as belonging to a variety of racial and ethnic groups. People of Hispanic or Latino origin are the most prevalent group in St. Cloud, accounting for 46.24% of the city’s residents (people of Hispanic or Latino origin can be of any race). The greatest number of St. Cloud residents report their race to be White, followed by Black or African-American. Important ancestries of people in St. Cloud include Irish, German, English, Italian, and French.

The most common language spoken in St. Cloud is English. Other important languages spoken here include Spanish and Other Indo-European.