Panama City is a medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 34,690 people and 24 associated neighborhoods, Panama City is the 101st largest community in Florida.

Also of interest is that Panama City has more people living here who work in computers and math than 95% of the places in the US.

Panama City is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Such areas are often places that visitors and locals go for waterfront activities or taking in the scenery.

The overall education level of Panama City is somewhat higher than in the average US city of 21.84%: 25.74% of adults 25 and older in the city have at least a bachelor's degree.

The per capita income in Panama City in 2022 was $33,853, which is middle income relative to Florida and the nation. This equates to an annual income of $135,412 for a family of four. However, Panama City contains both very wealthy and poor people as well.

Panama City is an extremely ethnically-diverse city. The people who call Panama City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Panama City residents report their race to be White, followed by Black or African-American. Important ancestries of people in Panama City include Irish, German, English, Italian, and French.

The most common language spoken in Panama City is English. Other important languages spoken here include Spanish and Arabic.