Palmetto is a somewhat small coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 13,614 people and 12 associated neighborhoods, Palmetto is the 183rd largest community in Florida.

Telecommuters are a relatively large percentage of the workforce: 12.58% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Palmetto is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The overall education level of Palmetto is somewhat higher than in the average US city of 21.84%: 27.29% of adults 25 and older in the city have at least a bachelor's degree.

The per capita income in Palmetto in 2022 was $34,911, which is middle income relative to Florida and the nation. This equates to an annual income of $139,644 for a family of four. However, Palmetto contains both very wealthy and poor people as well.

Palmetto is an extremely ethnically-diverse city. The people who call Palmetto home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Palmetto residents report their race to be White, followed by Black or African-American. Palmetto also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 21.60% of the city’s residents. Important ancestries of people in Palmetto include German, English, Irish, Polish, and Italian.

The most common language spoken in Palmetto is English. Other important languages spoken here include Spanish and Polish.