Carmel is a somewhat small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of California. With a population of 11,208 people and four associated neighborhoods, Carmel is the 400th largest community in California.

Carmel home prices are not only among the most expensive in California, but Carmel real estate also consistently ranks among the most expensive in America.

Of important note, Carmel is also a town of artists. Carmel has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Carmel’s character.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 25.15% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

In addition, Carmel is home to many people who could be described as "urban sophisticates". Urban sophisticates are educated, wealthy, executives and professionals, who have urbane tastes in books, food, and travel, whether they actually live in a big city, or choose to reside in a small town. In big or medium-sized cities, urban sophisticates tend to frequent art institutions such as opera, symphonies, ballet, live theatre, and museums.

Because of many things, Carmel is a great place for families with children to consider. First of all, many other families with children live here, making Carmel a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Carmel has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Carmel’s overall crime rate is lower than average for the country.

Carmel is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

Being a small town, Carmel does not have a public transit system used by locals to get to and from work.

Do you like to read, write and learn? If you move to Carmel, you'll likely find that many of your neighbors like to as well. Carmel is one of the more educated communities in America, with a full 63.50% of its adults having a college degree or even advanced degree, compared to a national average across all communities of 21.84%.

The per capita income in Carmel in 2022 was $92,198, which is wealthy relative to California and the nation. This equates to an annual income of $368,792 for a family of four.

Carmel is a very ethnically-diverse town. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Asian. Carmel also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.66% of the town’s residents. Important ancestries of people in Carmel include English, German, Irish, Italian, and European.

The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and French.